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ZIP 79120 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 79120

Median Home Value
$55,500
Median Rent
$803
Affordability Snapshot
$15,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$357/mo PITI).

29%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

5.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 79120, a household would need roughly $15,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $357. That sits below the local median household income ($33,798), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
40.6%-38% vs US avg
x
Vacancy Rate
11.9%+15% vs US avg
x
Broadband Access
81.1%-7% vs US avg
x
4+ Bedrooms
1.6%-90% vs US avg
x
Built Pre-1939
11.0%-14% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
8.6%-83% vs US avg
x
Mortgage-Free
70.4%+84% vs US avg
x
$55,500
Home Value
$803
Rent
1979
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached40.0%
  • 1-unit attached0.0%
  • 2-9 units15.6%
  • 10+ units8.1%
  • Mobile home & other36.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$55,500
Median rent$803
Owner-occupied40.6%
Vacant11.9%
Price-to-income1.6x
Est. income to buy$15,000