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Amarillo city, TX

ZIP 79101 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 79101

Median Home Value
$152,300
Median Rent
$766
Affordability Snapshot
$42,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$978/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 79101 in Amarillo city, TX, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $978. That is roughly in line with the local median household income ($40,313). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
12.5%-81% vs US avg
x
Vacancy Rate
13.5%+31% vs US avg
x
Broadband Access
70.0%-20% vs US avg
x
4+ Bedrooms
2.9%-80% vs US avg
x
Built Pre-1939
19.3%+50% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
14.8%-70% vs US avg
x
Mortgage-Free
42.3%+11% vs US avg
x
$152,300
Home Value
$766
Rent
1947
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached26.1%
  • 1-unit attached5.1%
  • 2-9 units19.6%
  • 10+ units47.5%
  • Mobile home & other1.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$152,300
Median rent$766
Owner-occupied12.5%
Vacant13.5%
Price-to-income3.8x
Est. income to buy$42,000