ZIP Code 78950 — New Ulm CDP, TX Demographics & Data

ZIP code 78950 covers New Ulm, TX in Austin County with a population of about 2,244.

At a glance, the area shows median age of 52.4 versus a U.S. median of about 38.9.

It sits in telephone area code 979; U.S. House district TX-10; the HOUSTON media market.

Median household income in ZIP 78950 is about $104,643 — about 39% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.7%; unemployment rate near 0.8%; 28.6% of adults with a bachelor’s degree or higher (about 5.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Healthcare, and Retail trade; about 16.0% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $304,500 — about 13% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 93.5% (about 28.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 78950 in New Ulm, TX, a household would need roughly $84,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,956. That sits below the local median household income ($104,643), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for New Ulm CDP, TX as Relatively Low (composite score 53.1), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (75.9) and flood (57.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for New Ulm CDP, TX show little to no average snow and around 45.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 106 for ZIP 78950 (New Ulm CDP, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.