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La Grange city, TX

ZIP 78945 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78945

Median Home Value
$299,500
Median Rent
$633
Affordability Snapshot
$82,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,924/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

39.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78945 in La Grange city, TX, a household would need roughly $82,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,924. That is roughly in line with the local median household income ($76,221). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 22% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
78.0%+19% vs US avg
x
Vacancy Rate
21.9%+112% vs US avg
x
Broadband Access
77.1%-11% vs US avg
x
4+ Bedrooms
1.3%-92% vs US avg
x
Built Pre-1939
7.9%-38% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
23.9%-52% vs US avg
x
Mortgage-Free
61.5%+61% vs US avg
x
$299,500
Home Value
$633
Rent
1978
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.6%
  • 1-unit attached0.8%
  • 2-9 units6.6%
  • 10+ units6.6%
  • Mobile home & other10.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$299,500
Median rent$633
Owner-occupied78.0%
Vacant21.9%
Price-to-income3.9x
Est. income to buy$82,000