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Austin city, TX

ZIP 78758 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78758

Median Home Value
$419,300
Median Rent
$1,354
Affordability Snapshot
$115,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,693/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

25.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78758 in Austin city, TX, a household would need roughly $115,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,693. That is about 67% above the local median household income ($69,019), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
25.5%-61% vs US avg
x
Vacancy Rate
5.7%-45% vs US avg
x
Broadband Access
90.3%+4% vs US avg
x
4+ Bedrooms
0.5%-97% vs US avg
x
Built Pre-1939
0.2%-99% vs US avg
x
Built Post-2014
0.5%-92% vs US avg
x
Rent Burden >30%
27.0%-46% vs US avg
x
Mortgage-Free
37.4%-2% vs US avg
x
$419,300
Home Value
$1,354
Rent
1986
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached25.4%
  • 1-unit attached5.3%
  • 2-9 units23.2%
  • 10+ units46.0%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$419,300
Median rent$1,354
Owner-occupied25.5%
Vacant5.7%
Price-to-income6.1x
Est. income to buy$115,000