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Austin city, TX

ZIP 78757 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78757

Median Home Value
$629,500
Median Rent
$1,544
Affordability Snapshot
$173,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,044/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

34.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78757 in Austin city, TX, a household would need roughly $173,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,044. That is about 65% above the local median household income ($104,946), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
62.2%-5% vs US avg
x
Vacancy Rate
5.1%-50% vs US avg
x
Broadband Access
95.5%+10% vs US avg
x
4+ Bedrooms
1.1%-92% vs US avg
x
Built Pre-1939
4.2%-67% vs US avg
x
Built Post-2014
1.8%-74% vs US avg
x
Rent Burden >30%
10.4%-79% vs US avg
x
Mortgage-Free
33.4%-13% vs US avg
x
$629,500
Home Value
$1,544
Rent
1967
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached58.1%
  • 1-unit attached7.0%
  • 2-9 units13.4%
  • 10+ units21.5%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$629,500
Median rent$1,544
Owner-occupied62.2%
Vacant5.1%
Price-to-income6.0x
Est. income to buy$173,000