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Austin city, TX

ZIP 78756 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78756

Median Home Value
$788,600
Median Rent
$1,220
Affordability Snapshot
$217,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,066/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

53.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78756 in Austin city, TX, a household would need roughly $217,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,066. That is about 123% above the local median household income ($97,149), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
44.9%-31% vs US avg
x
Vacancy Rate
5.6%-45% vs US avg
x
Broadband Access
95.0%+9% vs US avg
x
4+ Bedrooms
1.0%-93% vs US avg
x
Built Pre-1939
14.0%+9% vs US avg
x
Built Post-2014
1.6%-76% vs US avg
x
Rent Burden >30%
22.5%-55% vs US avg
x
Mortgage-Free
34.1%-11% vs US avg
x
$788,600
Home Value
$1,220
Rent
1970
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached45.3%
  • 1-unit attached7.3%
  • 2-9 units7.9%
  • 10+ units38.7%
  • Mobile home & other0.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$788,600
Median rent$1,220
Owner-occupied44.9%
Vacant5.6%
Price-to-income8.1x
Est. income to buy$217,000