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Austin city, TX

ZIP 78741 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78741

Median Home Value
$376,500
Median Rent
$1,349
Affordability Snapshot
$104,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,419/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

23.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78741 in Austin city, TX, a household would need roughly $104,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,419. That is about 57% above the local median household income ($66,434), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
18.1%-72% vs US avg
x
Vacancy Rate
7.5%-28% vs US avg
x
Broadband Access
87.5%+1% vs US avg
x
4+ Bedrooms
0.5%-97% vs US avg
x
Built Pre-1939
1.6%-88% vs US avg
x
Built Post-2014
2.5%-64% vs US avg
x
Rent Burden >30%
24.6%-50% vs US avg
x
Mortgage-Free
39.1%+2% vs US avg
x
$376,500
Home Value
$1,349
Rent
1994
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached15.3%
  • 1-unit attached4.8%
  • 2-9 units24.1%
  • 10+ units54.3%
  • Mobile home & other1.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$376,500
Median rent$1,349
Owner-occupied18.1%
Vacant7.5%
Price-to-income5.7x
Est. income to buy$104,000