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Bee Cave city, TX

ZIP 78738 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78738

Median Home Value
$754,600
Median Rent
$1,859
Affordability Snapshot
$208,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,847/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

33.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78738 in Bee Cave city, TX, a household would need roughly $208,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,847. That is about 22% above the local median household income ($169,911), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
76.3%+17% vs US avg
x
Vacancy Rate
4.9%-52% vs US avg
x
Broadband Access
99.2%+14% vs US avg
x
4+ Bedrooms
16.3%+10% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
5.3%-22% vs US avg
x
Rent Burden >30%
24.3%-51% vs US avg
x
Mortgage-Free
26.9%-30% vs US avg
x
$754,600
Home Value
$1,859
Rent
2011
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.8%
  • 1-unit attached1.0%
  • 2-9 units6.5%
  • 10+ units15.2%
  • Mobile home & other0.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$754,600
Median rent$1,859
Owner-occupied76.3%
Vacant4.9%
Price-to-income4.4x
Est. income to buy$208,000