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Lakeway city, TX

ZIP 78734 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78734

Median Home Value
$626,100
Median Rent
$1,701
Affordability Snapshot
$172,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,022/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

30.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78734 in Lakeway city, TX, a household would need roughly $172,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,022. That is about 33% above the local median household income ($129,116), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
81.8%+25% vs US avg
x
Vacancy Rate
10.1%-2% vs US avg
x
Broadband Access
96.9%+11% vs US avg
x
4+ Bedrooms
5.8%-61% vs US avg
x
Built Pre-1939
0.5%-96% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
16.8%-66% vs US avg
x
Mortgage-Free
40.9%+7% vs US avg
x
$626,100
Home Value
$1,701
Rent
1998
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.4%
  • 1-unit attached5.7%
  • 2-9 units3.0%
  • 10+ units7.8%
  • Mobile home & other6.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$626,100
Median rent$1,701
Owner-occupied81.8%
Vacant10.1%
Price-to-income4.8x
Est. income to buy$172,000