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ZIP Code 78646 — undefined, undefined Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassRemote Work Hub

At a glance

Population
3,824
Density
N/A
Median income
$91,855
+22% vs US avg
Home value
$386,200
+11% vs US avg
Median rent
$1,631
+40% vs US avg
Timezone
N/A

Overview of ZIP Code 78646

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What to know about ZIP 78646

ZIP code 78646 covers ZIP 78646 with a population of about 3,824.

At a glance, the area shows median age of 34.1 versus a U.S. median of about 38.9.

It sits in the AUSTIN media market.

Income and economy in ZIP 78646

Median household income in ZIP 78646 is about $91,855 — about 22% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.7%; unemployment rate near 1.4%; 41.7% of adults with a bachelor’s degree or higher (about 8.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Retail trade, and Healthcare; about 27.7% of workers reporting work-from-home (about 12.5 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 78646

Median home value is about $386,200 — about 11% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,631 (about 40% above the U.S. median rent ($1,163)), and owner-occupancy near 71.5% (about 6.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 78646, a household would need roughly $106,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,481. That is about 15% above the local median household income ($91,855), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.