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Georgetown city, TX

ZIP 78626 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78626

Median Home Value
$358,500
Median Rent
$1,579
Affordability Snapshot
$99,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,303/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78626 in Georgetown city, TX, a household would need roughly $99,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,303. That is roughly in line with the local median household income ($94,967). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
62.7%-4% vs US avg
x
Vacancy Rate
6.0%-42% vs US avg
x
Broadband Access
94.3%+8% vs US avg
x
4+ Bedrooms
4.7%-68% vs US avg
x
Built Pre-1939
1.6%-87% vs US avg
x
Built Post-2014
11.8%+72% vs US avg
x
Rent Burden >30%
26.1%-48% vs US avg
x
Mortgage-Free
26.6%-30% vs US avg
x
$358,500
Home Value
$1,579
Rent
2009
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.9%
  • 1-unit attached4.0%
  • 2-9 units12.3%
  • 10+ units12.2%
  • Mobile home & other5.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$358,500
Median rent$1,579
Owner-occupied62.7%
Vacant6.0%
Price-to-income3.8x
Est. income to buy$99,000