US5.com
  1. Home
  2. States
  3. Texas
  4. ZIP 78610
  5. Housing & Real Estate
Buda city, TX

ZIP 78610 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78610

Median Home Value
$379,300
Median Rent
$1,564
Affordability Snapshot
$104,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,437/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78610 in Buda city, TX, a household would need roughly $104,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,437. That is roughly in line with the local median household income ($110,417). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
80.4%+23% vs US avg
x
Vacancy Rate
2.6%-75% vs US avg
x
Broadband Access
96.8%+11% vs US avg
x
4+ Bedrooms
8.0%-46% vs US avg
x
Built Pre-1939
0.3%-98% vs US avg
x
Built Post-2014
7.1%+2% vs US avg
x
Rent Burden >30%
19.1%-61% vs US avg
x
Mortgage-Free
25.6%-33% vs US avg
x
$379,300
Home Value
$1,564
Rent
2011
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.5%
  • 1-unit attached1.3%
  • 2-9 units2.7%
  • 10+ units8.9%
  • Mobile home & other5.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$379,300
Median rent$1,564
Owner-occupied80.4%
Vacant2.6%
Price-to-income3.4x
Est. income to buy$104,000