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Alamo city, TX

ZIP 78516 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78516

Median Home Value
$102,900
Median Rent
$530
Affordability Snapshot
$28,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$661/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78516 in Alamo city, TX, a household would need roughly $28,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $661. That sits below the local median household income ($51,547), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 18% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
77.0%+18% vs US avg
x
Vacancy Rate
18.0%+75% vs US avg
x
Broadband Access
78.1%-10% vs US avg
x
4+ Bedrooms
2.6%-82% vs US avg
x
Built Pre-1939
0.7%-95% vs US avg
x
Built Post-2014
1.0%-86% vs US avg
x
Rent Burden >30%
21.0%-58% vs US avg
x
Mortgage-Free
67.7%+77% vs US avg
x
$102,900
Home Value
$530
Rent
1998
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached59.5%
  • 1-unit attached0.9%
  • 2-9 units8.1%
  • 10+ units1.4%
  • Mobile home & other30.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$102,900
Median rent$530
Owner-occupied77.0%
Vacant18.0%
Price-to-income2.0x
Est. income to buy$28,000