Home
States
ZIP 78480
Housing & Real Estate

ZIP 78480 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78480

Median Home Value

$205,100

Median Rent

$822

Affordability Snapshot

$56,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,318/mo PITI).

17%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.8 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78480, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,318. That is roughly in line with the local median household income ($58,913). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

59.6%-9% vs US avg

Vacancy Rate

14.8%+43% vs US avg

Broadband Access

84.7%-3% vs US avg

4+ Bedrooms

1.4%-90% vs US avg

Built Pre-1939

1.7%-87% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

33.6%-32% vs US avg

Mortgage-Free

38.2%+0% vs US avg

$205,100

Home Value

$822

Rent

1989

Year Built

2014

Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached58.9%
1-unit attached5.0%
2-9 units22.5%
10+ units8.6%
Mobile home & other5.0%

ZIP 78480 — Housing & Real Estate

Housing & Real Estate in ZIP Code 78480

Explore related to ZIP 78480

Housing & Real Estate key statistics