ZIP Code 78404 — Corpus Christi city, TX Demographics & Data

ZIP code 78404 covers Corpus Christi, TX in Nueces County with a population of about 13,607.

At a glance, the area shows median age of 45.9 versus a U.S. median of about 38.9.

It sits in telephone area code 361; U.S. House district TX-27; the CORPUS CHRISTI media market.

Corpus Christi, TX sits in a university / college context (near del mar college (0.6 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 78404 is about $60,264 — about 20% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.7%; unemployment rate near 3.8%; 23.1% of adults with a bachelor’s degree or higher (about 10.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Construction; about 4.2% of workers reporting work-from-home (about 11.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $180,500 — about 48% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $878 (about 25% below the U.S. median rent ($1,163)), and owner-occupancy near 53.1% (about 12.3 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 78404 in Corpus Christi, TX, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,159. That sits below the local median household income ($60,264), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Corpus Christi city, TX as Relatively High (composite score 96.6), which is among the highest nationally. The strongest component scores on US5 are hurricane (98.6) and flood (93.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Corpus Christi city, TX show little to no average snow.

IRS migration statistics show a net inflow of about 642 for ZIP 78404 (Corpus Christi city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.