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Corpus Christi city, TX

ZIP 78401 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78401

Median Home Value
$76,100
Median Rent
$768
Affordability Snapshot
$21,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$489/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

8.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78401 in Corpus Christi city, TX, a household would need roughly $21,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $489. That sits below the local median household income ($37,796), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 29% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
12.6%-81% vs US avg
x
Vacancy Rate
28.9%+181% vs US avg
x
Broadband Access
76.8%-12% vs US avg
x
4+ Bedrooms
0.9%-94% vs US avg
x
Built Pre-1939
10.0%-22% vs US avg
x
Built Post-2014
1.5%-78% vs US avg
x
Rent Burden >30%
24.3%-51% vs US avg
x
Mortgage-Free
76.8%+101% vs US avg
x
$76,100
Home Value
$768
Rent
1963
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached30.3%
  • 1-unit attached1.8%
  • 2-9 units23.7%
  • 10+ units44.2%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$76,100
Median rent$768
Owner-occupied12.6%
Vacant28.9%
Price-to-income2.0x
Est. income to buy$21,000