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Portland city, TX

ZIP 78390 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78390

Median Home Value
$134,200
Median Rent
$741
Affordability Snapshot
$37,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$862/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78390 in Portland city, TX, a household would need roughly $37,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $862. That sits below the local median household income ($71,940), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 25% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
69.2%+6% vs US avg
x
Vacancy Rate
24.8%+141% vs US avg
x
Broadband Access
67.5%-22% vs US avg
x
4+ Bedrooms
3.9%-73% vs US avg
x
Built Pre-1939
7.1%-45% vs US avg
x
Built Post-2014
2.1%-69% vs US avg
x
Rent Burden >30%
10.2%-79% vs US avg
x
Mortgage-Free
49.4%+29% vs US avg
x
$134,200
Home Value
$741
Rent
1969
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.8%
  • 1-unit attached0.1%
  • 2-9 units4.6%
  • 10+ units0.7%
  • Mobile home & other13.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$134,200
Median rent$741
Owner-occupied69.2%
Vacant24.8%
Price-to-income1.9x
Est. income to buy$37,000