US5.com
  1. Home
  2. States
  3. Texas
  4. ZIP 78357
  5. Housing & Real Estate
Freer city, TX

ZIP 78357 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78357

Median Home Value
$115,400
Median Rent
$447
Affordability Snapshot
$32,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$741/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78357 in Freer city, TX, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $741. That sits below the local median household income ($60,968), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 24% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
69.0%+5% vs US avg
x
Vacancy Rate
23.7%+130% vs US avg
x
Broadband Access
74.1%-15% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
8.5%-34% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
2.0%-96% vs US avg
x
Mortgage-Free
71.9%+88% vs US avg
x
$115,400
Home Value
$447
Rent
1980
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.9%
  • 1-unit attached0.0%
  • 2-9 units1.5%
  • 10+ units0.0%
  • Mobile home & other10.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$115,400
Median rent$447
Owner-occupied69.0%
Vacant23.7%
Price-to-income1.9x
Est. income to buy$32,000