US5.com
  1. Home
  2. States
  3. Texas
  4. ZIP 78343
  5. Housing & Real Estate
Bishop city, TX

ZIP 78343 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78343

Median Home Value
$108,500
Median Rent
$585
Affordability Snapshot
$30,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$697/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78343 in Bishop city, TX, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $697. That sits below the local median household income ($62,516), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
87.2%+33% vs US avg
x
Vacancy Rate
19.8%+92% vs US avg
x
Broadband Access
73.6%-15% vs US avg
x
4+ Bedrooms
1.0%-93% vs US avg
x
Built Pre-1939
7.5%-41% vs US avg
x
Built Post-2014
1.3%-81% vs US avg
x
Rent Burden >30%
15.9%-68% vs US avg
x
Mortgage-Free
60.0%+57% vs US avg
x
$108,500
Home Value
$585
Rent
1974
Year Built
2002
Moved In

Residents have lived here since ~2002 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached84.2%
  • 1-unit attached0.2%
  • 2-9 units7.1%
  • 10+ units0.5%
  • Mobile home & other7.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$108,500
Median rent$585
Owner-occupied87.2%
Vacant19.8%
Price-to-income1.7x
Est. income to buy$30,000