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San Antonio city, TX

ZIP 78261 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78261

Median Home Value
$409,400
Median Rent
$1,663
Affordability Snapshot
$113,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,630/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78261 in San Antonio city, TX, a household would need roughly $113,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,630. That sits below the local median household income ($140,120), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
81.3%+24% vs US avg
x
Vacancy Rate
3.3%-68% vs US avg
x
Broadband Access
95.1%+9% vs US avg
x
4+ Bedrooms
11.3%-23% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
6.9%+1% vs US avg
x
Rent Burden >30%
19.2%-61% vs US avg
x
Mortgage-Free
19.9%-48% vs US avg
x
$409,400
Home Value
$1,663
Rent
2011
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached89.3%
  • 1-unit attached0.0%
  • 2-9 units2.6%
  • 10+ units7.8%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$409,400
Median rent$1,663
Owner-occupied81.3%
Vacant3.3%
Price-to-income2.9x
Est. income to buy$113,000