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San Antonio city, TX

ZIP 78228 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78228

Median Home Value
$164,700
Median Rent
$843
Affordability Snapshot
$45,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,058/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78228 in San Antonio city, TX, a household would need roughly $45,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,058. That sits below the local median household income ($50,865), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
57.7%-12% vs US avg
x
Vacancy Rate
9.9%-4% vs US avg
x
Broadband Access
82.8%-5% vs US avg
x
4+ Bedrooms
1.4%-91% vs US avg
x
Built Pre-1939
10.9%-15% vs US avg
x
Built Post-2014
1.3%-81% vs US avg
x
Rent Burden >30%
32.5%-35% vs US avg
x
Mortgage-Free
54.8%+44% vs US avg
x
$164,700
Home Value
$843
Rent
1967
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.9%
  • 1-unit attached3.2%
  • 2-9 units14.0%
  • 10+ units11.5%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$164,700
Median rent$843
Owner-occupied57.7%
Vacant9.9%
Price-to-income3.2x
Est. income to buy$45,000