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San Antonio city, TX

ZIP 78221 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78221

Median Home Value
$157,500
Median Rent
$917
Affordability Snapshot
$43,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,012/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78221 in San Antonio city, TX, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,012. That sits below the local median household income ($63,114), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
69.8%+7% vs US avg
x
Vacancy Rate
12.1%+17% vs US avg
x
Broadband Access
81.6%-6% vs US avg
x
4+ Bedrooms
2.1%-86% vs US avg
x
Built Pre-1939
6.6%-48% vs US avg
x
Built Post-2014
3.3%-53% vs US avg
x
Rent Burden >30%
33.4%-33% vs US avg
x
Mortgage-Free
49.1%+28% vs US avg
x
$157,500
Home Value
$917
Rent
1974
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.8%
  • 1-unit attached1.0%
  • 2-9 units7.9%
  • 10+ units7.1%
  • Mobile home & other4.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$157,500
Median rent$917
Owner-occupied69.8%
Vacant12.1%
Price-to-income2.5x
Est. income to buy$43,000