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San Antonio city, TX

ZIP 78220 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78220

Median Home Value
$125,000
Median Rent
$973
Affordability Snapshot
$34,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$803/mo PITI).

28%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

10.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78220 in San Antonio city, TX, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $803. That sits below the local median household income ($41,244), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
55.3%-16% vs US avg
x
Vacancy Rate
10.4%+1% vs US avg
x
Broadband Access
82.7%-5% vs US avg
x
4+ Bedrooms
0.8%-95% vs US avg
x
Built Pre-1939
8.7%-32% vs US avg
x
Built Post-2014
5.9%-14% vs US avg
x
Rent Burden >30%
25.1%-49% vs US avg
x
Mortgage-Free
71.3%+87% vs US avg
x
$125,000
Home Value
$973
Rent
1967
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.2%
  • 1-unit attached1.9%
  • 2-9 units12.0%
  • 10+ units6.8%
  • Mobile home & other3.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$125,000
Median rent$973
Owner-occupied55.3%
Vacant10.4%
Price-to-income3.0x
Est. income to buy$34,000