US5.com
  1. Home
  2. States
  3. Texas
  4. ZIP 78204
  5. Housing & Real Estate
San Antonio city, TX

ZIP 78204 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78204

Median Home Value
$142,200
Median Rent
$1,300
Affordability Snapshot
$39,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$913/mo PITI).

29%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

9.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78204 in San Antonio city, TX, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $913. That sits below the local median household income ($54,667), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (20% built before 1939)

Owner Occupied
47.7%-27% vs US avg
x
Vacancy Rate
18.6%+81% vs US avg
x
Broadband Access
89.7%+3% vs US avg
x
4+ Bedrooms
0.2%-98% vs US avg
x
Built Pre-1939
20.1%+57% vs US avg
x
Built Post-2014
1.7%-76% vs US avg
x
Rent Burden >30%
18.1%-64% vs US avg
x
Mortgage-Free
71.5%+87% vs US avg
x
$142,200
Home Value
$1,300
Rent
1955
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached58.1%
  • 1-unit attached2.3%
  • 2-9 units7.8%
  • 10+ units30.6%
  • Mobile home & other1.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$142,200
Median rent$1,300
Owner-occupied47.7%
Vacant18.6%
Price-to-income2.6x
Est. income to buy$39,000