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San Antonio city, TX

ZIP 78202 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78202

Median Home Value
$223,900
Median Rent
$955
Affordability Snapshot
$62,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,438/mo PITI).

26%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

19.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78202 in San Antonio city, TX, a household would need roughly $62,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,438. That is about 42% above the local median household income ($43,708), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
53.5%-18% vs US avg
x
Vacancy Rate
18.9%+84% vs US avg
x
Broadband Access
87.8%+1% vs US avg
x
4+ Bedrooms
0.1%-99% vs US avg
x
Built Pre-1939
16.3%+27% vs US avg
x
Built Post-2014
3.2%-54% vs US avg
x
Rent Burden >30%
34.1%-31% vs US avg
x
Mortgage-Free
48.8%+28% vs US avg
x
$223,900
Home Value
$955
Rent
1954
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.4%
  • 1-unit attached1.9%
  • 2-9 units11.6%
  • 10+ units12.6%
  • Mobile home & other1.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$223,900
Median rent$955
Owner-occupied53.5%
Vacant18.9%
Price-to-income5.1x
Est. income to buy$62,000