ZIP Code 78148 — Universal City city, TX Demographics & Data

ZIP code 78148 covers Universal City, TX in Bexar County with a population of about 22,630.

At a glance, the area shows median age of 33.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 210, 726; U.S. House district TX-28; the SAN ANTONIO media market.

Universal City, TX sits in a university / college context (near college of biomedical equipment technology (1.3 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 78148 is about $75,395 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.2%; unemployment rate near 4.2%; 33.8% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Construction, and Healthcare; about 8.4% of workers reporting work-from-home (about 6.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $249,400 — about 28% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,145 (about even with the U.S. median rent ($1,163)), and owner-occupancy near 52.9% (about 12.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 78148 in Universal City, TX, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,602. That is roughly in line with the local median household income ($75,395). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Universal City city, TX as Relatively High (composite score 99.4), which is among the highest nationally. The strongest component scores on US5 are flood (99.7) and wildfire (92.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Universal City city, TX show little to no average snow.

IRS migration statistics show a net inflow of about 1,067 for ZIP 78148 (Universal City city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.