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Nixon city, TX

ZIP 78140 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78140

Median Home Value
$84,200
Median Rent
$687
Affordability Snapshot
$23,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$541/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

10.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78140 in Nixon city, TX, a household would need roughly $23,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $541. That sits below the local median household income ($49,032), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
66.8%+2% vs US avg
x
Vacancy Rate
13.6%+32% vs US avg
x
Broadband Access
90.4%+4% vs US avg
x
4+ Bedrooms
0.4%-97% vs US avg
x
Built Pre-1939
4.0%-68% vs US avg
x
Built Post-2014
0.2%-98% vs US avg
x
Rent Burden >30%
12.7%-74% vs US avg
x
Mortgage-Free
58.2%+52% vs US avg
x
$84,200
Home Value
$687
Rent
1980
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached63.0%
  • 1-unit attached0.0%
  • 2-9 units9.0%
  • 10+ units0.0%
  • Mobile home & other28.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$84,200
Median rent$687
Owner-occupied66.8%
Vacant13.6%
Price-to-income1.7x
Est. income to buy$23,000