ZIP Code 78024 — undefined, TX Demographics & Data

ZIP code 78024 covers TX in Kerr County with a population of about 1,157.

At a glance, the area shows median age of 58.8 versus a U.S. median of about 38.9.

It sits in telephone area code 830; U.S. House district TX-21; the SAN ANTONIO media market.

TX fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 78024 is about $76,065 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.3%; unemployment rate near 2.2%; 48.4% of adults with a bachelor’s degree or higher (about 14.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Construction, and Healthcare; about 15.8% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $635,100 — about 82% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $918 (about 21% below the U.S. median rent ($1,163)), and owner-occupancy near 84.0% (about 18.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 78024 in TX, a household would need roughly $175,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,080. That is about 130% above the local median household income ($76,065), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for TX as Relatively Low (composite score 77.2), which is elevated versus much of the country. The strongest component scores on US5 are flood (85.2) and wildfire (84.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for TX show little to no average snow.

IRS migration statistics show a net inflow of about 55 for ZIP 78024 (TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.