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San Antonio city, TX

ZIP 78023 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78023

Median Home Value
$393,800
Median Rent
$1,445
Affordability Snapshot
$108,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,530/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

22.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78023 in San Antonio city, TX, a household would need roughly $108,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,530. That sits below the local median household income ($129,701), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
88.4%+35% vs US avg
x
Vacancy Rate
3.1%-70% vs US avg
x
Broadband Access
96.7%+11% vs US avg
x
4+ Bedrooms
9.7%-34% vs US avg
x
Built Pre-1939
0.3%-97% vs US avg
x
Built Post-2014
1.7%-76% vs US avg
x
Rent Burden >30%
26.7%-46% vs US avg
x
Mortgage-Free
31.1%-19% vs US avg
x
$393,800
Home Value
$1,445
Rent
2005
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached91.9%
  • 1-unit attached0.2%
  • 2-9 units2.0%
  • 10+ units4.6%
  • Mobile home & other1.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$393,800
Median rent$1,445
Owner-occupied88.4%
Vacant3.1%
Price-to-income3.0x
Est. income to buy$108,000