ZIP Code 77978 — Point Comfort city, TX Demographics & Data

ZIP code 77978 covers Point Comfort, TX in Calhoun County with a population of about 498.

At a glance, the area shows median age of 37.2 versus a U.S. median of about 38.9.

It sits in U.S. House district TX-27; the HOUSTON media market.

Median household income in ZIP 77978 is about $106,806 — about 42% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.0%; unemployment rate near 0.0%; 13.2% of adults with a bachelor’s degree or higher (about 20.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Education; about 5.1% of workers reporting work-from-home (about 10.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $116,300 — about 67% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $829 (about 29% below the U.S. median rent ($1,163)), and owner-occupancy near 61.8% (about 3.7 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 77978 in Point Comfort, TX, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $747. That sits below the local median household income ($106,806), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Point Comfort city, TX as Relatively Low (composite score 66.3), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (92.8) and wildfire (58.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Point Comfort city, TX show little to no average snow and around 41.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 23 for ZIP 77978 (Point Comfort city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.