ZIP Code 77845 — College Station city, TX Demographics & Data

ZIP code 77845 covers College Station, TX in Brazos County with a population of about 74,612.

At a glance, the area shows median age of 32.8 versus a U.S. median of about 38.9.

It sits in telephone area code 979; U.S. House district TX-10; the WACO - TEMPLE - BRYAN media market.

College Station, TX sits in a university / college context (university/college place context). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 77845 is about $90,434 — about 20% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 12.3%; unemployment rate near 2.0%; 61.3% of adults with a bachelor’s degree or higher (about 27.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Retail trade, and Healthcare; about 12.2% of workers reporting work-from-home (about 3.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $349,900 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,201 (about 3% above the U.S. median rent ($1,163)), and owner-occupancy near 63.9% (about 1.6 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 77845 in College Station, TX, a household would need roughly $96,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,248. That is roughly in line with the local median household income ($90,434). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for College Station city, TX as Relatively Moderate (composite score 88.4), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (85.6) and flood (82.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for College Station city, TX show little to no average snow and around 41.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 3,520 for ZIP 77845 (College Station city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.