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Liberty city, TX

ZIP 77575 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77575

Median Home Value
$161,300
Median Rent
$769
Affordability Snapshot
$44,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,036/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

17.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77575 in Liberty city, TX, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,036. That sits below the local median household income ($52,238), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
73.8%+13% vs US avg
x
Vacancy Rate
14.7%+43% vs US avg
x
Broadband Access
82.3%-5% vs US avg
x
4+ Bedrooms
4.1%-73% vs US avg
x
Built Pre-1939
3.5%-73% vs US avg
x
Built Post-2014
1.5%-78% vs US avg
x
Rent Burden >30%
31.8%-36% vs US avg
x
Mortgage-Free
62.9%+65% vs US avg
x
$161,300
Home Value
$769
Rent
1982
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached66.2%
  • 1-unit attached2.0%
  • 2-9 units8.1%
  • 10+ units3.7%
  • Mobile home & other20.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$161,300
Median rent$769
Owner-occupied73.8%
Vacant14.7%
Price-to-income3.1x
Est. income to buy$44,000