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Fresno CDP, TX

ZIP 77545 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77545

Median Home Value
$240,100
Median Rent
$1,663
Affordability Snapshot
$66,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,542/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

12.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77545 in Fresno CDP, TX, a household would need roughly $66,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,542. That sits below the local median household income ($91,101), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
84.8%+30% vs US avg
x
Vacancy Rate
7.2%-30% vs US avg
x
Broadband Access
93.5%+7% vs US avg
x
4+ Bedrooms
7.4%-50% vs US avg
x
Built Pre-1939
0.5%-96% vs US avg
x
Built Post-2014
1.2%-82% vs US avg
x
Rent Burden >30%
17.2%-65% vs US avg
x
Mortgage-Free
26.0%-32% vs US avg
x
$240,100
Home Value
$1,663
Rent
2006
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.4%
  • 1-unit attached0.7%
  • 2-9 units0.1%
  • 10+ units1.1%
  • Mobile home & other11.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$240,100
Median rent$1,663
Owner-occupied84.8%
Vacant7.2%
Price-to-income2.6x
Est. income to buy$66,000