ZIP Code 77435 — East Bernard city, TX Demographics & Data

ZIP code 77435 covers East Bernard, TX in Wharton County with a population of about 4,376.

At a glance, the area shows median age of 45.2 versus a U.S. median of about 38.9.

It sits in telephone area code 979; U.S. House district TX-22; the HOUSTON media market.

Median household income in ZIP 77435 is about $63,702 — about 15% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.4%; unemployment rate near 5.5%; 19.5% of adults with a bachelor’s degree or higher (about 14.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Construction, and Public administration; about 7.4% of workers reporting work-from-home (about 7.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $281,100 — about 19% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $981 (about 16% below the U.S. median rent ($1,163)), and owner-occupancy near 85.3% (about 19.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 77435 in East Bernard, TX, a household would need roughly $77,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,806. That is about 21% above the local median household income ($63,702), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for East Bernard city, TX as Relatively Moderate (composite score 83.0), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (94.8) and flood (69.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for East Bernard city, TX show little to no average snow and around 46.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 206 for ZIP 77435 (East Bernard city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.