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Eagle Lake city, TX

ZIP 77434 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77434

Median Home Value
$106,600
Median Rent
$631
Affordability Snapshot
$29,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$685/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77434 in Eagle Lake city, TX, a household would need roughly $29,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $685. That sits below the local median household income ($71,964), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 24% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
87.3%+34% vs US avg
x
Vacancy Rate
24.3%+136% vs US avg
x
Broadband Access
78.8%-9% vs US avg
x
4+ Bedrooms
2.2%-85% vs US avg
x
Built Pre-1939
10.4%-19% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
14.7%-70% vs US avg
x
Mortgage-Free
66.5%+74% vs US avg
x
$106,600
Home Value
$631
Rent
1973
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached74.9%
  • 1-unit attached2.5%
  • 2-9 units4.6%
  • 10+ units1.0%
  • Mobile home & other16.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$106,600
Median rent$631
Owner-occupied87.3%
Vacant24.3%
Price-to-income1.5x
Est. income to buy$29,000