ZIP Code 77407 — Houston city, TX Demographics & Data

ZIP code 77407 covers Houston, TX in Fort Bend County with a population of about 81,459.

At a glance, the area shows median age of 33.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 281, 346, 713, 832; U.S. House district TX-7; the HOUSTON media market.

Houston, TX reads as a military / base-oriented community on US5’s intent model (base-related place names in city/county context). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

Median household income in ZIP 77407 is about $101,595 — about 35% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.8%; unemployment rate near 5.1%; 53.5% of adults with a bachelor’s degree or higher (about 19.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Manufacturing; about 16.6% of workers reporting work-from-home (about 1.4 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $353,800 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,795 (about 54% above the U.S. median rent ($1,163)), and owner-occupancy near 77.8% (about 12.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 77407 in Houston, TX, a household would need roughly $97,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,273. That is roughly in line with the local median household income ($101,595). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Houston city, TX as Relatively High (composite score 97.5), which is among the highest nationally. The strongest component scores on US5 are flood (97.6) and hurricane (97.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Houston city, TX show little to no average snow and around 49.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 3,843 for ZIP 77407 (Houston city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.