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Onalaska city, TX

ZIP 77360 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77360

Median Home Value
$141,300
Median Rent
$761
Affordability Snapshot
$39,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$908/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77360 in Onalaska city, TX, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $908. That sits below the local median household income ($49,004), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 30% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
73.8%+13% vs US avg
x
Vacancy Rate
29.8%+189% vs US avg
x
Broadband Access
88.3%+2% vs US avg
x
4+ Bedrooms
0.1%-99% vs US avg
x
Built Pre-1939
1.6%-88% vs US avg
x
Built Post-2014
1.7%-76% vs US avg
x
Rent Burden >30%
34.1%-31% vs US avg
x
Mortgage-Free
57.1%+49% vs US avg
x
$141,300
Home Value
$761
Rent
1989
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached51.2%
  • 1-unit attached0.6%
  • 2-9 units0.0%
  • 10+ units0.4%
  • Mobile home & other47.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$141,300
Median rent$761
Owner-occupied73.8%
Vacant29.8%
Price-to-income2.9x
Est. income to buy$39,000