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Huntsville city, TX

ZIP 77340 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77340

Median Home Value
$229,000
Median Rent
$902
Affordability Snapshot
$63,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,471/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77340 in Huntsville city, TX, a household would need roughly $63,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,471. That is about 34% above the local median household income ($46,878), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
47.5%-27% vs US avg
x
Vacancy Rate
14.2%+38% vs US avg
x
Broadband Access
85.0%-2% vs US avg
x
4+ Bedrooms
2.3%-85% vs US avg
x
Built Pre-1939
1.8%-86% vs US avg
x
Built Post-2014
1.8%-74% vs US avg
x
Rent Burden >30%
30.0%-40% vs US avg
x
Mortgage-Free
59.3%+55% vs US avg
x
$229,000
Home Value
$902
Rent
1988
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached47.9%
  • 1-unit attached2.1%
  • 2-9 units15.7%
  • 10+ units23.1%
  • Mobile home & other11.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$229,000
Median rent$902
Owner-occupied47.5%
Vacant14.2%
Price-to-income4.9x
Est. income to buy$63,000