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Cleveland city, TX

ZIP 77327 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77327

Median Home Value
$144,100
Median Rent
$816
Affordability Snapshot
$40,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$926/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77327 in Cleveland city, TX, a household would need roughly $40,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $926. That sits below the local median household income ($57,538), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
81.6%+25% vs US avg
x
Vacancy Rate
15.1%+47% vs US avg
x
Broadband Access
91.9%+6% vs US avg
x
4+ Bedrooms
4.3%-71% vs US avg
x
Built Pre-1939
1.9%-85% vs US avg
x
Built Post-2014
7.1%+2% vs US avg
x
Rent Burden >30%
26.6%-47% vs US avg
x
Mortgage-Free
51.1%+34% vs US avg
x
$144,100
Home Value
$816
Rent
1993
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached57.6%
  • 1-unit attached0.5%
  • 2-9 units4.2%
  • 10+ units1.3%
  • Mobile home & other36.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$144,100
Median rent$816
Owner-occupied81.6%
Vacant15.1%
Price-to-income2.5x
Est. income to buy$40,000