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Houston city, TX

ZIP 77099 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77099

Median Home Value
$176,800
Median Rent
$1,055
Affordability Snapshot
$49,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,136/mo PITI).

26%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

14.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77099 in Houston city, TX, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,136. That is roughly in line with the local median household income ($48,735). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
37.2%-43% vs US avg
x
Vacancy Rate
8.0%-22% vs US avg
x
Broadband Access
89.9%+3% vs US avg
x
4+ Bedrooms
1.4%-91% vs US avg
x
Built Pre-1939
1.1%-92% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
32.8%-34% vs US avg
x
Mortgage-Free
50.7%+33% vs US avg
x
$176,800
Home Value
$1,055
Rent
1982
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached41.3%
  • 1-unit attached7.9%
  • 2-9 units14.3%
  • 10+ units36.0%
  • Mobile home & other0.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$176,800
Median rent$1,055
Owner-occupied37.2%
Vacant8.0%
Price-to-income3.6x
Est. income to buy$49,000