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Houston city, TX

ZIP 77087 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77087

Median Home Value
$148,400
Median Rent
$870
Affordability Snapshot
$41,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$953/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77087 in Houston city, TX, a household would need roughly $41,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $953. That sits below the local median household income ($53,624), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
55.4%-15% vs US avg
x
Vacancy Rate
10.2%-1% vs US avg
x
Broadband Access
80.3%-8% vs US avg
x
4+ Bedrooms
1.8%-88% vs US avg
x
Built Pre-1939
13.1%+2% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
22.7%-54% vs US avg
x
Mortgage-Free
68.5%+79% vs US avg
x
$148,400
Home Value
$870
Rent
1963
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached60.2%
  • 1-unit attached4.4%
  • 2-9 units15.5%
  • 10+ units16.9%
  • Mobile home & other2.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$148,400
Median rent$870
Owner-occupied55.4%
Vacant10.2%
Price-to-income2.8x
Est. income to buy$41,000