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Houston city, TX

ZIP 77081 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77081

Median Home Value
$245,200
Median Rent
$900
Affordability Snapshot
$68,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,575/mo PITI).

26%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

22.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77081 in Houston city, TX, a household would need roughly $68,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,575. That is about 61% above the local median household income ($42,228), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
6.5%-90% vs US avg
x
Vacancy Rate
8.6%-17% vs US avg
x
Broadband Access
80.5%-7% vs US avg
x
4+ Bedrooms
0.1%-99% vs US avg
x
Built Pre-1939
0.8%-94% vs US avg
x
Built Post-2014
0.2%-98% vs US avg
x
Rent Burden >30%
20.1%-60% vs US avg
x
Mortgage-Free
61.0%+60% vs US avg
x
$245,200
Home Value
$900
Rent
1976
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached8.3%
  • 1-unit attached1.0%
  • 2-9 units23.4%
  • 10+ units66.7%
  • Mobile home & other0.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$245,200
Median rent$900
Owner-occupied6.5%
Vacant8.6%
Price-to-income5.8x
Est. income to buy$68,000