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Houston city, TX

ZIP 77078 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77078

Median Home Value
$151,500
Median Rent
$970
Affordability Snapshot
$42,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$973/mo PITI).

30%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

13.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77078 in Houston city, TX, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $973. That is roughly in line with the local median household income ($38,838). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
58.7%-10% vs US avg
x
Vacancy Rate
10.4%+1% vs US avg
x
Broadband Access
85.5%-2% vs US avg
x
4+ Bedrooms
0.9%-94% vs US avg
x
Built Pre-1939
1.8%-86% vs US avg
x
Built Post-2014
1.2%-83% vs US avg
x
Rent Burden >30%
39.4%-21% vs US avg
x
Mortgage-Free
51.8%+36% vs US avg
x
$151,500
Home Value
$970
Rent
1974
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.9%
  • 1-unit attached3.6%
  • 2-9 units5.1%
  • 10+ units11.6%
  • Mobile home & other0.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$151,500
Median rent$970
Owner-occupied58.7%
Vacant10.4%
Price-to-income3.9x
Est. income to buy$42,000