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Houston city, TX

ZIP 77076 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77076

Median Home Value
$147,700
Median Rent
$964
Affordability Snapshot
$41,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$949/mo PITI).

29%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

12.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77076 in Houston city, TX, a household would need roughly $41,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $949. That is roughly in line with the local median household income ($39,895). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
51.3%-22% vs US avg
x
Vacancy Rate
8.0%-22% vs US avg
x
Broadband Access
76.1%-13% vs US avg
x
4+ Bedrooms
0.8%-94% vs US avg
x
Built Pre-1939
10.3%-19% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
37.3%-25% vs US avg
x
Mortgage-Free
63.5%+66% vs US avg
x
$147,700
Home Value
$964
Rent
1963
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached61.4%
  • 1-unit attached1.8%
  • 2-9 units12.2%
  • 10+ units18.5%
  • Mobile home & other6.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$147,700
Median rent$964
Owner-occupied51.3%
Vacant8.0%
Price-to-income3.7x
Est. income to buy$41,000