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Houston city, TX

ZIP 77074 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77074

Median Home Value
$201,600
Median Rent
$913
Affordability Snapshot
$55,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,295/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77074 in Houston city, TX, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,295. That is about 16% above the local median household income ($47,408), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
32.6%-50% vs US avg
x
Vacancy Rate
15.3%+49% vs US avg
x
Broadband Access
82.7%-5% vs US avg
x
4+ Bedrooms
0.3%-98% vs US avg
x
Built Pre-1939
0.6%-95% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
22.9%-54% vs US avg
x
Mortgage-Free
53.3%+40% vs US avg
x
$201,600
Home Value
$913
Rent
1973
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached32.4%
  • 1-unit attached3.7%
  • 2-9 units17.8%
  • 10+ units46.1%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$201,600
Median rent$913
Owner-occupied32.6%
Vacant15.3%
Price-to-income4.3x
Est. income to buy$55,000