US5.com
  1. Home
  2. States
  3. Texas
  4. ZIP 77028
  5. Housing & Real Estate
Houston city, TX

ZIP 77028 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77028

Median Home Value
$108,200
Median Rent
$926
Affordability Snapshot
$30,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$695/mo PITI).

31%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

9.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77028 in Houston city, TX, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $695. That sits below the local median household income ($36,244), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
56.0%-14% vs US avg
x
Vacancy Rate
13.0%+26% vs US avg
x
Broadband Access
83.1%-5% vs US avg
x
4+ Bedrooms
1.7%-89% vs US avg
x
Built Pre-1939
17.1%+34% vs US avg
x
Built Post-2014
2.8%-59% vs US avg
x
Rent Burden >30%
48.3%-3% vs US avg
x
Mortgage-Free
69.2%+81% vs US avg
x
$108,200
Home Value
$926
Rent
1961
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.4%
  • 1-unit attached1.0%
  • 2-9 units4.3%
  • 10+ units15.3%
  • Mobile home & other1.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$108,200
Median rent$926
Owner-occupied56.0%
Vacant13.0%
Price-to-income3.0x
Est. income to buy$30,000