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Houston city, TX

ZIP 77026 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77026

Median Home Value
$104,800
Median Rent
$794
Affordability Snapshot
$29,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$673/mo PITI).

27%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

11.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77026 in Houston city, TX, a household would need roughly $29,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $673. That sits below the local median household income ($34,835), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (21% built before 1939)

Owner Occupied
40.2%-39% vs US avg
x
Vacancy Rate
15.9%+55% vs US avg
x
Broadband Access
74.6%-14% vs US avg
x
4+ Bedrooms
0.9%-94% vs US avg
x
Built Pre-1939
20.9%+63% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
29.9%-40% vs US avg
x
Mortgage-Free
79.3%+108% vs US avg
x
$104,800
Home Value
$794
Rent
1957
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.2%
  • 1-unit attached2.3%
  • 2-9 units11.4%
  • 10+ units11.7%
  • Mobile home & other2.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$104,800
Median rent$794
Owner-occupied40.2%
Vacant15.9%
Price-to-income3.0x
Est. income to buy$29,000