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Houston city, TX

ZIP 77021 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77021

Median Home Value
$203,900
Median Rent
$957
Affordability Snapshot
$56,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,310/mo PITI).

26%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

17.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77021 in Houston city, TX, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,310. That is about 24% above the local median household income ($45,034), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
39.8%-39% vs US avg
x
Vacancy Rate
14.2%+38% vs US avg
x
Broadband Access
83.4%-4% vs US avg
x
4+ Bedrooms
1.3%-91% vs US avg
x
Built Pre-1939
15.8%+23% vs US avg
x
Built Post-2014
1.5%-79% vs US avg
x
Rent Burden >30%
36.8%-26% vs US avg
x
Mortgage-Free
56.7%+48% vs US avg
x
$203,900
Home Value
$957
Rent
1965
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached53.5%
  • 1-unit attached2.9%
  • 2-9 units11.8%
  • 10+ units31.0%
  • Mobile home & other0.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$203,900
Median rent$957
Owner-occupied39.8%
Vacant14.2%
Price-to-income4.5x
Est. income to buy$56,000