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Houston city, TX

ZIP 77020 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77020

Median Home Value
$133,600
Median Rent
$814
Affordability Snapshot
$37,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$858/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

13.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77020 in Houston city, TX, a household would need roughly $37,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $858. That sits below the local median household income ($49,481), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics

Historic housing stock (22% built before 1939)

Owner Occupied
52.0%-21% vs US avg
x
Vacancy Rate
9.8%-4% vs US avg
x
Broadband Access
76.3%-12% vs US avg
x
4+ Bedrooms
0.3%-98% vs US avg
x
Built Pre-1939
22.0%+72% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
20.6%-59% vs US avg
x
Mortgage-Free
66.3%+73% vs US avg
x
$133,600
Home Value
$814
Rent
1957
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.5%
  • 1-unit attached5.1%
  • 2-9 units12.6%
  • 10+ units11.3%
  • Mobile home & other0.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$133,600
Median rent$814
Owner-occupied52.0%
Vacant9.8%
Price-to-income2.7x
Est. income to buy$37,000